What is Housing Discrimination?
Housing discrimination is an illegal practice that applies to nearly all housing situations, including private housing, public housing, and housing that receives federal funding. These housing rights are protected under the federal Fair Housing Act, which was passed by President Lyndon Johnson as part of the Civil Rights Act of 1968.
Who is protected?
The Fair Housing Act protects renters and homeowners from discrimination when they are renting or buying a home, applying for a mortgage, seeking housing assistance, or engaging in other housing-related activities, such as requesting a loan modification or seeking forbearance.
Discrimination due to race, color, national origin, religion, sex, marital or family status, and disability are prohibited.
Yet despite these federal laws, many homeowners and renters still face housing discrimination, which may not always be easy to identify. Examples include being treated differently on the phone versus in person, being denied an apartment lease due to one’s race or religion, being steered into a certain neighborhood based on national origin, experiencing harassment, failing to secure a mortgage loan due to family status, among so many others.
What to do if you are a victim of housing discrimination?
If you believe you have been a victim of housing discrimination, take action as soon as possible. You may file a complaint with the Consumer Financial Protection Bureau or with the U.S. Department of Housing and Urban Development (HUD).
Also call us at Jacobs Legal at 305-358-7991. Our experienced team of trial lawyers is committed to defending your consumer rights and protecting you from unlawful and discriminatory practices.