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Foreclosure Vary State to State so Make Sure You Get a Good Attorney

By Jacobs Legal |

Foreclosures are absolutely different in every state and in every county within that state. There are lots of states that don’t even let you go to court. Florida is one of the states that you get, that they have to come to court and sue you and it becomes a regular law suit. And… Read More »

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Do You Pay Your Property Taxes When in Foreclosure?

By Jacobs Legal |

There’s always a question, do you pay your property taxes or not? And the truth is that this is one of the silver linings in foreclosure. Most of the banks have contractual obligations with the actual investors, people that own the loans, that says they’re gonna pay the taxes if you don’t. And the… Read More »

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You Should Pay Your Condo Dues When in Foreclosure

By Jacobs Legal |

If you’re in foreclosure, make sure you pay your homeowner’s association or your condo association. Keep those dues current. They’re usually a lot less expensive to carry than the mortgage and there’s no defense to not paying your condo association fees. Your neighbors are the ones who are gonna have to pick up the… Read More »

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Do I Pay for My Insurance While in Foreclosure?

By Jacobs Legal |

A lot of my clients have asked me, “Should I pay for my property insurance or not?” And the truth is, if you have the ability to pay for your insurance, you should. Even if it means getting a renters policy just to protect the contents of your home. Because if you don’t have… Read More »

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What Is a Short Sale?

By Jacobs Legal |

A short sale is how the bank wants you to resolve these foreclosure cases. If you’re upside down on your house, if you owe more than it’s worth, you can’t just sell it because you can’t sell it for what you owe on the property. So, when you go and ask the bank for… Read More »

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Do I Have to Leave My Home During the Foreclosure Process?

By Jacobs Legal |

You do not have to leave your home during the foreclosure process and that is something I’ve seen a few times now. People have every right to stay in there home until the foreclosure is not only a judgment is entered but a sale happens and after a sale they still have to get… Read More »

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What If the Bank Cannot Find My Mortgage?

By Jacobs Legal |

If the bank can’t find your mortgage, they can still foreclose on you. But it becomes a lot harder if you are a good trial lawyer who is trained in the issues that involve foreclosure defense, and you can make it difficult for them. The level of proof that they need to come to… Read More »

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Are There Tax Consequences for Short Sale?

By Jacobs Legal |

There certainly could be tax consequences for a short seller or foreclosure. The IRS is looking for what they call debt forgiveness. And they’re considering that income, and if that’s income then you would pay taxes on it. But that is only, at least the way the law stands today, if you were talking… Read More »

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What Happens If I Can Not Find a Buyer for My Foreclosure?

By Jacobs Legal |

If you can’t find a buyer for your property, there are some times that the bank will take it back without completing the foreclosure. They call that a deed in lieu, but the reality is that, you know, some banks won’t accept deeds in lieu or won’t waive the deficiencies if you do. It’s… Read More »

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Jacobs Legal – Part 1

By Jacobs Legal |

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