Category Archives: General
What are the Foreclosure Laws in Florida?
Foreclosure laws vary by state, so if you’re a Florida homeowner, it’s important to partner with a trusted foreclosure defense lawyer who is a member of the Florida Bar and has extensive experience fighting and defeating Goliath banking institutions like the one you’re up against. In Florida, like elsewhere in the country, if you… Read More »
What To Do Next When Forbearance Ends
If your forbearance period is nearing its end, you may have questions about what comes next. The answer will depend on your situation and the agreement made between you and your lender. For federally backed mortgages, such as those owned by Fannie Mae or Freddie Mac, FHA loans, VA loans and USDA loans, forbearance… Read More »
What to Do If I Miss a Mortgage Payment?
Recovering from a missed mortgage payment may feel like a daunting task, but with some help and guidance you will be able to bounce back. One missed payment does not mean you will lose your home to foreclosure, but it does mean it’s time to take action so you can understand your options, rights,… Read More »
What To Do After Your Forbearance Ends
Forbearance offers homeowners temporary relief from their mortgage payments if they have fallen on hard times, but that relief is not indefinite. As your forbearance period nears its end, homeowners will be responsible for paying back the full forbearance amount, including interest on the payments that were paused. How that repayment works will depend… Read More »
Foreclosure Help for Floridians
You’re not alone if many months you feel like you’ve just payed your mortgage payment and your next one is already due again. Struggling to stay on top of your mortgage responsibilities can be overwhelming for many Florida families, but it’s important to know that you are not alone. There are resources to help,… Read More »
What To Do if a Business is Unethical
Even as young kids, we all know the importance of playing fair. It is an expected part of schoolyard play, and those who cheat or don’t abide by the rules are vehemently called out on their behavior by other kids in the game. Unfortunately, fraud, deception, and other forms of unfair play are still… Read More »
I’m Behind in my Mortgage Payments…Now What?
You lost your job. You became ill. COVID-19 shut down your company. And now you’ve fallen behind on your mortgage payment. There are any number of legitimate reasons for not being able to pay your mortgage. So, what can you do? First, don’t panic. You have options and you can get help. Step 1… Read More »
Why You Must Act Within 20 Days of Receiving a Lis Pendens
You missed a mortgage payment. Now what? When you miss your first mortgage payment your lender is required to send a Notice of Default before the true foreclosure process begins. If you receive this notice, do not take it lightly. This is your opportunity to contact your lender or seek legal counsel before you find… Read More »
A Paradigm Shift
The Silver Lining of COVID-19 Be forewarned: this post is going to stray a bit from our usual subject matter. You can find plenty of information about foreclosures, credit card debt, and consumer rights in our blog, but this one today is about you. It’s about us. It’s about what we can learn through… Read More »
Important Considerations for Small Business Owners During COVID-19
The crisis America is facing right now is unlike any other in our recent history, and among those who are taking the biggest hit is small business owners. While Americans power through day-by-day in quarantine, that means no one is walking through the doors of retail, restaurant, and entertainment venues, or any other small… Read More »
