Category Archives: Foreclosure Defense
Can You Miss a Mortgage Payment?
Many hardworking Americans have fallen on hard times in this past year and climbing back out from financial difficulties can be a monumental challenge. Before we get too far into the details of what to do if you miss a mortgage payment, however, one of the most important things to keep in mind is… Read More »
What to Do After Receiving a Forbearance
A mortgage forbearance is when your lender allows you to temporarily reduce your monthly mortgage payment or put a temporary pause on paying your mortgage. Forbearance does not mean you no longer owe that money. You will still be responsible for repaying the reduced payments or any missed payments once the forbearance period ends…. Read More »
How Many Mortgage Payments Can I Miss Before Foreclosure?
Foreclosures have a way of creeping up on hardworking homeowners despite their earnest efforts to keep up with payments. For families who are struggling financially, it can be hard to get your feet back under you when you feel like you keep falling farther behind. Understanding the typical foreclosure timeline With mortgage payments, you… Read More »
How to Avoid Foreclosure and Save Your Home
When you buy your new home, the last thing on your mind is foreclosure, but unfortunately economic hardship can fall on anyone. If you find yourself nearing the prospect of foreclosure, there are steps you can take to avoid foreclosure and save your Florida home. What to do if your home is at risk… Read More »
Preparing for a Summary Judgment Hearing As Part of a Foreclosure
In the Florida foreclosure process, the summary judgment hearing occurs after you have been delivered the summons and given a copy of the complaint and lis pendens. It’s an essential step in the process because if the bank were to get summary judgment, it can then proceed with a foreclosure sale. After receiving the… Read More »
Chapter 13 and the Automatic Stay on Foreclosures
In the fight to keep your home from foreclosure, homeowners may be surprised by the options they have. No, you don’t have to just roll over and let the bank take your home away from you. You have several defense strategies – some which are best used earlier in the process and others that… Read More »
When Filing for Bankruptcy May Be a Good Idea to Stop a Foreclosure
One of the many foreclosure defense strategies that homeowners behind on their mortgage may consider is filing for bankruptcy, but is it the right choice for you if you find yourself up against a Goliath banking institution on the verge of taking over your home? Maybe, but before taking any action, please get in… Read More »
Defending Yourself From a Florida Foreclosure: Part 6
Keep Detailed Records of Everything! In our series on foreclosure defense, we’ve discussed how important evidence is to your case. We’ve also hammered home the point that your best defense is a good offense when it comes to fighting to keep your home. Don’t enter into a battle against a big bank without a… Read More »
Defending Yourself From a Florida Foreclosure: Part 5
Ask for the Original Receipts You know that paperwork is paramount when it comes to defending yourself from foreclosure, but not just any paperwork will do. It’s the originals that you must demand when going through the process of discovery. During discovery, you have an opportunity to ask written questions and make written demands documents,… Read More »
Defending Yourself From a Florida Foreclosure: Part 4
Ask for Documents As a Florida homeowner, there is nothing more important than protecting your rights and ensuring the safety and stability of your home for your family. In difficult situations, however, the task can feel insurmountable, especially when your opponent is a goliath banking institution. We’re here to tell you, it’s not impossible…. Read More »
