Category Archives: Bankruptcy and Foreclosures
How Do I Know Who My Mortgage Lender Is?
It may seem straight-forward, but in reality, finding out who owns your mortgage isn’t always so cut-and-dry. From nearly the minute after you close on your home, your mortgage loan is already getting sold – and perhaps re-sold and re-sold many more times after that. Moreover, the company that services your loan (the one… Read More »
Can I Sell My Home in Pre-Foreclosure?
Losing your home to foreclosure is an emotionally trying experience, and for people already facing financial hardships, attempting to understand your rights and options during foreclosure can be a burden too difficult to carry. At Jacobs Legal, our experienced foreclosure defense team gets right to work fighting the tough fight on your behalf so… Read More »
How Long Does a Foreclosure Take in Florida?
If there is to be any good news in a foreclosure situation, it’s that the process is lengthy – generally lasting more than a year. That’s good news because it gives homeowners time and opportunity to mount a strong defense and fight to keep their home. Here in Florida, a wave of foreclosures will… Read More »
Do You Lose Everything in a Foreclosure?
With foreclosure, there are so many questions and usually your lender is very reluctant to provide any answers. That’s what we’re here for. To help you fight back and keep your home but also to educate you on the foreclosure process so you know your rights and can do everything in your power to… Read More »
How to Avoid Foreclosure and Save Your Home
When you buy your new home, the last thing on your mind is foreclosure, but unfortunately economic hardship can fall on anyone. If you find yourself nearing the prospect of foreclosure, there are steps you can take to avoid foreclosure and save your Florida home. What to do if your home is at risk… Read More »
The Bank’s Burden of Proof in a Foreclosure Case
The bank has no foreclosure case against you if it cannot prove its claim against you. Don’t let them try to bully you into thinking otherwise. When it comes to Florida foreclosure cases, your best defense is an aggressive offense, and that means forcing your bank to prove their claims. Every claim they make… Read More »
Chapter 13 and the Automatic Stay on Foreclosures
In the fight to keep your home from foreclosure, homeowners may be surprised by the options they have. No, you don’t have to just roll over and let the bank take your home away from you. You have several defense strategies – some which are best used earlier in the process and others that… Read More »
When Filing for Bankruptcy May Be a Good Idea to Stop a Foreclosure
One of the many foreclosure defense strategies that homeowners behind on their mortgage may consider is filing for bankruptcy, but is it the right choice for you if you find yourself up against a Goliath banking institution on the verge of taking over your home? Maybe, but before taking any action, please get in… Read More »
Programs for Floridians to Avoid Foreclosure
Being at risk of foreclosure does not mean you are without options when it comes to keeping your home. And the earlier you seek out possible programs or opportunities to protect yourself from foreclosure, the better. If you are struggling to keep up with your monthly mortgage payments, don’t ignore the problem. Seek help… Read More »
Defending Yourself from a Florida Foreclosure Part 9
Take Any Settlement Offer Seriously The road through any Florida foreclosure is a long one, and it has many bumps and turns along the way. And the road traveled is never the same for any two homeowners. Everyone’s story is unique; everyone’s circumstances are different. No matter the situation, we know how difficult of… Read More »
