Category Archives: Bankruptcy and Foreclosures
How to Avoid Foreclosure and Save Your Home
When you buy your new home, the last thing on your mind is foreclosure, but unfortunately economic hardship can fall on anyone. If you find yourself nearing the prospect of foreclosure, there are steps you can take to avoid foreclosure and save your Florida home. What to do if your home is at risk… Read More »
The Bank’s Burden of Proof in a Foreclosure Case
The bank has no foreclosure case against you if it cannot prove its claim against you. Don’t let them try to bully you into thinking otherwise. When it comes to Florida foreclosure cases, your best defense is an aggressive offense, and that means forcing your bank to prove their claims. Every claim they make… Read More »
Chapter 13 and the Automatic Stay on Foreclosures
In the fight to keep your home from foreclosure, homeowners may be surprised by the options they have. No, you don’t have to just roll over and let the bank take your home away from you. You have several defense strategies – some which are best used earlier in the process and others that… Read More »
When Filing for Bankruptcy May Be a Good Idea to Stop a Foreclosure
One of the many foreclosure defense strategies that homeowners behind on their mortgage may consider is filing for bankruptcy, but is it the right choice for you if you find yourself up against a Goliath banking institution on the verge of taking over your home? Maybe, but before taking any action, please get in… Read More »
Programs for Floridians to Avoid Foreclosure
Being at risk of foreclosure does not mean you are without options when it comes to keeping your home. And the earlier you seek out possible programs or opportunities to protect yourself from foreclosure, the better. If you are struggling to keep up with your monthly mortgage payments, don’t ignore the problem. Seek help… Read More »
Defending Yourself from a Florida Foreclosure Part 9
Take Any Settlement Offer Seriously The road through any Florida foreclosure is a long one, and it has many bumps and turns along the way. And the road traveled is never the same for any two homeowners. Everyone’s story is unique; everyone’s circumstances are different. No matter the situation, we know how difficult of… Read More »
Understanding Your Foreclosure Rights
Falling behind on your mortgage payments can lead to very serious legal consequences and the potential loss of your home, but just because you face the prospect of foreclosure, it doesn’t mean you are without your rights. In fact, there are many steps in the Florida foreclosure process. Understanding them and having good legal… Read More »
What to Do if You Think Foreclosure is a Possibility
For many people, the current economic crisis is unlike any we’ve experienced in recent history. There are simply too many unknowns about how and when the economy will recover, how long people will be out of work, and what the future will hold in terms of how we interact with others going forward. Yes,… Read More »
CARES Act Winners, Losers, and What It Means For Small Business Owners
There’s no denying that among the hardest hit from the economic fallout related to the COVID-19 pandemic have been small business owners. And while the federal government has promised help, the way that help looks across America has appeared far from equitable in its distribution. Lessons Learned? From the very beginning of this economic… Read More »
Should I Declare Bankruptcy During COVID-19?
We get it. COVID-19 did more than make people sick with a virus, it broke our economy and it put you and millions like you into risk of default on your mortgage and other payments. You’re experiencing financial hardship. Maybe you lost your job. Maybe you were put on furlough and you are only… Read More »
