Recent Blog Posts
What is a Complaint from Your Mortgage Lender?
Foreclosure is a long process, and in it there are a series of documents your lender is required to complete in order to pursue a mortgage foreclosure in Florida. Among the first documents that a homeowner facing potential foreclosure will receive is the “Notice of Default.” This notice informs you that you have failed… Read More »
Should I Do a Mortgage Forbearance?
We’ve heard a lot about mortgage forbearance this past year during the coronavirus pandemic, but many people may not fully understand what mortgage forbearance is and how it can be used by homeowners who are struggling financially. Before deciding if forbearance is right for you, it’s important to fully understand your options and obligations… Read More »
How Do I Know Who My Mortgage Lender Is?
It may seem straight-forward, but in reality, finding out who owns your mortgage isn’t always so cut-and-dry. From nearly the minute after you close on your home, your mortgage loan is already getting sold – and perhaps re-sold and re-sold many more times after that. Moreover, the company that services your loan (the one… Read More »
Can I Sell My Home in Pre-Foreclosure?
Losing your home to foreclosure is an emotionally trying experience, and for people already facing financial hardships, attempting to understand your rights and options during foreclosure can be a burden too difficult to carry. At Jacobs Legal, our experienced foreclosure defense team gets right to work fighting the tough fight on your behalf so… Read More »
How Long Does a Foreclosure Take in Florida?
If there is to be any good news in a foreclosure situation, it’s that the process is lengthy – generally lasting more than a year. That’s good news because it gives homeowners time and opportunity to mount a strong defense and fight to keep their home. Here in Florida, a wave of foreclosures will… Read More »
Do You Lose Everything in a Foreclosure?
With foreclosure, there are so many questions and usually your lender is very reluctant to provide any answers. That’s what we’re here for. To help you fight back and keep your home but also to educate you on the foreclosure process so you know your rights and can do everything in your power to… Read More »
What Happens If I Get a Foreclosure Letter?
Even if you know it’s coming, receiving a foreclosure letter in the mail can put you in a devastating situation and leave you questioning your next steps and your legal rights. It may feel like the odds are completely stacked against you, but in truth, you have many more rights and options than you… Read More »
Can You Get Out of Foreclosure Once It Starts?
The Florida foreclosure process cannot officially begin until you have missed more than 120 days – or four months – of payments on your mortgage loan. But once foreclosure does start, there are still ways to prevent it from happening. Don’t be left to the mercy of the bank. Take action as early as… Read More »
Can You Stop Foreclosure by Paying the Past Due Amount?
Yes, there are several ways to stop a foreclosure including by paying off the past due amount. Let’s walk through this process in more detail. In addition, be sure to read more about other steps you can take to avoid a foreclosure in Florida. What it means to reinstate the mortgage The foreclosure process… Read More »
Can I Sell My House If It’s in Foreclosure?
Foreclosure is one of the scariest and most heartbreaking processes a family can go through, and for those who must face it, many mistakenly believe they have no choice or say in the matter. They falsely believe they have run out of options and must accept their situation. But that couldn’t be farther from… Read More »
