Recent Blog Posts
How Many Payments Do You Have to Miss Before Your House is Repossessed?
Having your house repossessed means your mortgage lender or servicer has taken back your property after you have defaulted on payments. Homes can be repossessed because mortgage loans are a type of secured debt in which the lender has an ownership stake in the borrower’s property. Contractually, the bank is allowed to take back… Read More »
Alleged Perjured Testimony and Robo-Signing From the Banks
Friday, June 25th is going to be an important day. Judge Beatrice Butchko of the Miami-Dade Circuit Court ordered a partner at Akerman and his clients to a hearing about their alleged perjured testimony during an evidentiary hearing. This all circles around predatory behavior the big banks have continued to have towards homeowners struggling with… Read More »
Can a Lender Foreclose if You Don’t Make Your Payments?
The prospect of foreclosure can leave any homeowner wondering, “Will it happen to me?” And the reality is that it truly can happen to anyone. No one is immune to falling on hard times, and right now we’re all living in particularly challenging times. If you are struggling to make your mortgage payments… Read More »
Former Cuban Political Prisoner Wins Eviction Reprieve
No one can be deprived of their property without due process. In the aftermath of the global financial crisis in 2008, countless banks were on the verge of collapse and had to go to the federal government, hat-in-hand, to be rescued from insolvency. They were given a lifeline by the American taxpayers. Then, as… Read More »
What To Do if You Receive a Notice of Default on Your Mortgage in Florida
Things haven’t gotten any easier for hard-working Americans during this past year, and if you’re in a position like so many others who are struggling to keep up with mortgage payments, know that you have options and you are not alone – you don’t need to fear the mailman. Falling behind… Read More »
What is a Foreclosure Moratorium?
It’s a word we’ve heard frequently throughout the COVID-19 pandemic, but what exactly does it mean, and what should you as a homeowner in Florida know about a foreclosure moratorium? Moratorium explained A foreclosure moratorium is a temporary halt in the initiation or continuation of foreclosure procedures. Moratoriums can… Read More »
3 More Steps You Can Take to Avoid Foreclosure in Florida (Part 2)
Avoiding foreclosure in Florida requires organization and action. If you have slipped behind on your mortgage payments, start taking action today by reviewing these three important organizational steps to take early in the foreclosure process. The more you have prepared and educated yourself on what’s to come, the better your chances are of walking… Read More »
3 Ways to Avoid Foreclosure in Florida (Part 1)
No one ever plans to fall behind on mortgage payments, but it can happen to anyone, especially during difficult economic times. If you’re not able to act early and fight for what’s yours, missing your monthly mortgage payments can come with very real consequences. In the next two posts, we will dive further… Read More »
Strategies for Fighting a Foreclosure If You Don’t Want to Keep your Property
Foreclosures stays with you long after the legal process is done. Not only does it have an emotional impact, it can also follow you financially for several years after it is completed, which can make it difficult to secure future housing and regain your financial footing. One of the biggest impacts… Read More »
Strategies for Fighting a Foreclosure If You Want to Keep your Property
Never face a foreclosure without a fight. As we repeatedly tell our clients, you always have options no matter where you are in the foreclosure process. Whether you want to fight to keep your property or choose to sell it in order to avoid foreclosure, put yourself in the driver’s seat. At Jacobs… Read More »
