Recent Blog Posts
Can a Mortgage Company Foreclose if you are 30 Days Late?
The process of foreclosure begins when you fall behind on your mortgage payments, but even if your bank notifies you that you are entering the beginning phases of pre-foreclosure, it does not mean you will lose your home. Being 30 days late on a mortgage payment is by no means a guarantee of foreclosure… Read More »
What You Need to Know After Forbearance Ends
Millions of people have lost their jobs in the last year due to the economic impacts of the COVID-19 pandemic. If you happen to be one of them who has needed to rely on mortgage relief to make financial ends meet during this difficult time, you are not alone. Government-backed and many privately-owned mortgage… Read More »
Steps You Can Take to Avoid a Foreclosure in Florida
Over the years, your home has come to represent so much more than just a shelter to keep you safe and protected. Memories have been made there, and its emotional significance cannot be undervalued. That’s just one reason why it’s so important to do everything you can to save it from foreclosure. If you… Read More »
What To Do Next When Forbearance Ends
If your forbearance period is nearing its end, you may have questions about what comes next. The answer will depend on your situation and the agreement made between you and your lender. For federally backed mortgages, such as those owned by Fannie Mae or Freddie Mac, FHA loans, VA loans and USDA loans, forbearance… Read More »
What to Do If I Miss a Mortgage Payment?
Recovering from a missed mortgage payment may feel like a daunting task, but with some help and guidance you will be able to bounce back. One missed payment does not mean you will lose your home to foreclosure, but it does mean it’s time to take action so you can understand your options, rights,… Read More »
What To Do After Your Forbearance Ends
Forbearance offers homeowners temporary relief from their mortgage payments if they have fallen on hard times, but that relief is not indefinite. As your forbearance period nears its end, homeowners will be responsible for paying back the full forbearance amount, including interest on the payments that were paused. How that repayment works will depend… Read More »
Foreclosure Help for Floridians
You’re not alone if many months you feel like you’ve just payed your mortgage payment and your next one is already due again. Struggling to stay on top of your mortgage responsibilities can be overwhelming for many Florida families, but it’s important to know that you are not alone. There are resources to help,… Read More »
I Can’t Make My Mortgage Payments. How Long Until I Face Foreclosure?
The threat of foreclosure is a real one, and if you find yourself struggling to make your monthly mortgage payments, the threat can begin to feel even closer. It’s important to know, however, that the legal process of foreclosure can’t begin until you’ve missed four months – or 120 days – of payments. Even… Read More »
What Happens When Forbearance Ends for Floridians
Here in Florida, thousands of families have been able to experience some relief from their monthly mortgage obligations with forbearance under the CARES Act. But soon that forbearance period will be ending and homeowners will have to make some decisions about what to do next. As a temporary relief program, forbearance allows you to… Read More »
Can You Miss a Mortgage Payment?
Many hardworking Americans have fallen on hard times in this past year and climbing back out from financial difficulties can be a monumental challenge. Before we get too far into the details of what to do if you miss a mortgage payment, however, one of the most important things to keep in mind is… Read More »
