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Monthly Archives: January 2021

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I Can’t Make My Mortgage Payments. How Long Until I Face Foreclosure?

By Jacobs Legal |

The threat of foreclosure is a real one, and if you find yourself struggling to make your monthly mortgage payments, the threat can begin to feel even closer. It’s important to know, however, that the legal process of foreclosure can’t begin until you’ve missed four months – or 120 days – of payments. Even… Read More »

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What Happens When Forbearance Ends for Floridians

By Jacobs Legal |

Here in Florida, thousands of families have been able to experience some relief from their monthly mortgage obligations with forbearance under the CARES Act. But soon that forbearance period will be ending and homeowners will have to make some decisions about what to do next. As a temporary relief program, forbearance allows you to… Read More »

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Can You Miss a Mortgage Payment?

By Jacobs Legal |

Many hardworking Americans have fallen on hard times in this past year and climbing back out from financial difficulties can be a monumental challenge. Before we get too far into the details of what to do if you miss a mortgage payment, however, one of the most important things to keep in mind is… Read More »

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What to Do After Receiving a Forbearance

By Jacobs Legal |

A mortgage forbearance is when your lender allows you to temporarily reduce your monthly mortgage payment or put a temporary pause on paying your mortgage. Forbearance does not mean you no longer owe that money. You will still be responsible for repaying the reduced payments or any missed payments once the forbearance period ends…. Read More »

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How Many Mortgage Payments Can I Miss Before Foreclosure?

By Jacobs Legal |

Foreclosures have a way of creeping up on hardworking homeowners despite their earnest efforts to keep up with payments. For families who are struggling financially, it can be hard to get your feet back under you when you feel like you keep falling farther behind. Understanding the typical foreclosure timeline With mortgage payments, you… Read More »

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How to Avoid Foreclosure and Save Your Home

By Jacobs Legal |

When you buy your new home, the last thing on your mind is foreclosure, but unfortunately economic hardship can fall on anyone. If you find yourself nearing the prospect of foreclosure, there are steps you can take to avoid foreclosure and save your Florida home. What to do if your home is at risk… Read More »

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